Christmas and New Years Holiday Hours

Both locations will be closing at noon on
Tuesday, December 24th, and closed Wednesday, December 25th.
Dublin: Closing at 2PM on Tuesday, December 31st, and
both locations will be closed Wednesday, January 1st.

Check Fraud Tips

The ABA and U.S. Postal Inspection Service
joint effort to combat check fraud

Agriculture

is the backbone of our community.

Always Local

& NOW We Are Mobile
Download our app today.

Always Local

Mortgage Lending Services with great Rates and Terms.

Commercial Loans

A trusted partner to help
make your dream a reality.

Our Biggest Assets

are not locked in the vault.

Investing

in Our Future.
Supporter of East Georgia College

Green and Growing

Invested in the communities we serve.

Insurance
Services

For all of your insurance needs
Life, Home, Auto & Commercial

Latest News

Dec
10
Kory Tokar Has Joined The Citizens Bank of Laurens County Team as Vice President
Nov
18
Banking Bytes – Shopping Safely Online
Aug
15
Banking Bytes – Deepfake Fraud
May
14
Banking Bytes – Caching
Apr
5
Check Fraud
Mar
22
Citizens Bank of Swainsboro has once again earned its Top (5- Star) Rating for financial strength and stability.
Sep
9
IRS Reporting Mandates
Mar
2
Ben Ross elected to Citizens Bank of Swainsboro
Mar
19
Internet Solutions TLS 1.0 Retirement Date Extended
Dec
19
Protect Your Money

Get Started

Banking Services

Lending Services

Mortgage Services

CBS Insurance Services

Management Team

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Providing the Highest Quality Service

The mission of The Citizens Bank of Swainsboro/Laurens County is “to efficiently provide a wide range of quality banking services to our market area which includes Emanuel, Laurens, Bulloch and surrounding counties; to maximize shareholder value, to provide a good working environment and standard of living for our employees and to promote the economic growth and stability of our community.” In support of this mission, we are committed to the following: Being recognized by our customers for being responsive and oriented to their banking needs by providing the highest quality service in the most cost effective manner.