Always Local

Mortgage Lending Services
with great Rates and Terms.


is the backbone of our community.

Commercial Loans

A trusted partner to help
make your dream a reality.

Always Local

& NOW We Are Mobile
Download our app today.

Our Biggest Assets

are not locked in the vault.


in Our Future.
Supporter of East Georgia College

Green and Growing

Invested in the communities we serve.


For all of your insurance needs
Life, Home, Auto & Commercial

Providing the Highest Quality Service

The mission of The Citizens Bank of Swainsboro/Laurens County is “to efficiently provide a wide range of quality banking services to our market area which includes Emanuel, Laurens, Bulloch and surrounding counties; to maximize shareholder value, to provide a good working environment and standard of living for our employees and to promote the economic growth and stability of our community.” In support of this mission, we are committed to the following: Being recognized by our customers for being responsive and oriented to their banking needs by providing the highest quality service in the most cost effective manner.