The Citizens Bank of Swainsboro was chartered in 1900, making it the oldest existing financial institution in Swainsboro and Emanuel County, Georgia.   We’ve stood the test of time.  We are a full service community bank offering quality banking services to a growing customer base.  Our Swainsboro office is located at 121 North Main Street, Swainsboro, Georgia.  Milton B. Gray, Jr. is President and CEO.

CBS Insurance Services, Inc., a subsidiary of the bank, offers a full line of life, farm, home, and business insurance products, located at the rear entrance of the Swainsboro office.  CBS Insurance Services, Inc. is managed by Glenn Way.

We also have full service community banking offices located in Dublin and Statesboro, Georgia.  Our Dublin offices are located at 1210 Hillcrest Parkway and 101 West Jackson Street, Suite B., operating as Citizens Bank of Laurens County.  R. Jeffery Cannon is the Market President.  Our Statesboro office is located at 1101 Brampton Avenue, operating as Bulloch First.  Caroline Nelson is the Market President.

Providing prompt, professional, and modern banking services have always been our guiding principle.  We appreciate and value all of our customers and look forward to earning your business with our personal and professional approach to banking.  Our “Prime Interest” is you.

*Securities, Insurance and Advisory Services offered through our subsidiary CBS Insurance Services, Inc. are:  NOT A DEPOSIT – NOT FDIC INSURED – NOT GUARANTEED BY THE BANK – NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY – MAY GO DOWN IN VALUE.