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Agriculture

is the backbone of our community.

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Mortgage Lending Services with great Rates and Terms.

Commercial Loans

A trusted partner to help
make your dream a reality.

Our Biggest Assets

are not locked in the vault.

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in Our Future.
Supporter of East Georgia College

Green and Growing

Invested in the communities we serve.

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Services

For all of your insurance needs
Life, Home, Auto & Commercial

Latest News

May
14
Banking Bytes – Caching
Apr
5
Check Fraud
Mar
22
Citizens Bank of Swainsboro has once again earned its Top (5- Star) Rating for financial strength and stability.
Sep
9
IRS Reporting Mandates
Mar
2
Ben Ross elected to Citizens Bank of Swainsboro
Mar
19
Internet Solutions TLS 1.0 Retirement Date Extended
Dec
19
Protect Your Money
Sep
14
Equifax Data Breach
Oct
10
Beware of Phishing Text Scam
Oct
1
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Providing the Highest Quality Service

The mission of The Citizens Bank of Swainsboro/Laurens County is “to efficiently provide a wide range of quality banking services to our market area which includes Emanuel, Laurens, Bulloch and surrounding counties; to maximize shareholder value, to provide a good working environment and standard of living for our employees and to promote the economic growth and stability of our community.” In support of this mission, we are committed to the following: Being recognized by our customers for being responsive and oriented to their banking needs by providing the highest quality service in the most cost effective manner.